WHY USE EMS?

At Express Mortgage Services we can use our resources to tailor a loan to your needs. Other lenders typically have a narrow range of products and often "shoehorn" the customer to fit their own guidelines. EMS represents many different lenders and hundreds of loan products. This allows us to fit the loan to your needs ... not the other way around.

• Appointments according to your schedule, not ours.
• The majority of our appointments are face-to-face.
• We believe that we earn your business, unlike many institutions that make it seem like a privilege to allow you to do business with them.
• We continue this level of service to all of our Internet applications as well.

Try us and see the difference.

Our ability to work with lenders nationwide is a major advantage for you. Many local banks can only offer products based on the amount their deposits. EMS has lender affiliations that, because of their size and the volume of loans, can afford to be much more aggressive in loan pricing and underwriting. Has your bank ever tried to sell you an adjustable rate or a balloon loan even though you have good credit? These lessen their exposure and increases their profit at the same time. We have access to wholesale lenders that take this risk all of the time.

You save with EMS!